AGI Benefits :: Additional Workplace Benefits

June 4, 2005

The risk of a serious illness or life-threatening event is real. Approximately every 29 seconds, in America, someone will suffer from a coronary event and every 53 seconds, someone suffers from a stroke, which is the leading cause of serious, long-term disability.

While disability insurance usually replaces 50 to 60% of a person's income, it will not be enough to pay for additional expenses, which may be incurred due to a critical condition. Medical insurance alone will only cover a portion of the expenses incurred. In fact the leading cause of bankruptcy is the lack of adequate health insurance.

Specified critical illness insurance fills the gap in your benefits program. This insurance pays a lump sum benefit to the insured upon diagnosis of a covered critical illness.

The Covered Critical Illnesses are:

Heart Attack

Stroke

Major Organ Transplant

End-Stage Renal (kidney) Failure

Permanent Paralysis (due to an accident)

Coronary Artery Bypass Surgery

Cancer Benefit Rider

Health Screening Benefit Rider

This voluntary employee-paid benefit is logical, cost effective, and portable so they can keep it if they ever leave the group.

Contact AGI for plan details and easy enrollment options.